Head Canon: Riz And Sklonda Are Tall For Goblins

❤️

I now know firsthand that going to a car dealership is…an experience.

I went going exactly what car I wanted and I imagine that if you don’t know that much it’ll be easier for a dealership to screw you over when you get there by feeding you misinformation about a car, manipulating you into buying a more expensive model, and etc.

I had already done all my research online so I knew what I wanted. Down to the color. (Green is my favorite color!)

So boyfriend and I went (I followed Tumblr’s advice about bringing a man lol). And I test drove the car and loved it just like I knew I would. And THEN the real dealership experience began.

The bottomline is that I knew my credit score and so I knew what kind of interest rate (APR) I should expect. I also knew the manufacturer price of the car (MSRP) and I knew how much they were selling for on average in my area ($3k less than MSRP).

So I knew what I was going to pay and I had already decided on that in my head.

So dealer #1 (a white guy–this is relevant to mention lol) brings back the first set of numbers. He cushions it with making small talk and flattering me on starting my PhD in August. He also chats up boyfriend.

The numbers were bad. I could tell looking at it. Although they didn’t say the APR, I knew that my monthly rate shouldn’t be that high based on the number of months I’d be paying it. Also they only gave me $2k off MSRP.

I noted that the sticker price was too high because I can go to another dealer and get it cheaper and they knocked off another $1k.

And then I asked him what the APR was. He was very evasive and kept telling me to look at the monthly payments because that’s what “really matters.” No, what really matters is what I’m paying for the car overall which is the sticker price + state fees (unavoidable) + interest rate.

Dealer #1 finally told me the APR and it was 3x the rate I knew I was eligible for. I told him that’s not gonna work. He turned aggressive and said that I’m a first time buyer and I can’t expect better and that I’m being unrealistic to expect a lower rate and etc etc.

So I said that my bank quoted me a rate half that much and I’ll just go through them and buy later (at a different dealer). Because I want the car but there’s 2 other places I can go to get it in my area.

Then all of a sudden dealer #1 could get me a better APR. His next offer was 2x what I wanted to pay. I said nah that good enough.

Then they brought out dealer #2, who was a Black guy. He didn’t sit down and instantly start talking about the price. He said a bunch of small talk and said some stuff about being Black lol. Tryna be chummy chummy and connect with us on a racial level.

Then he tried to push the same numbers as dealer #1. I said I know I’m young and I don’t have a math background but you’re charging me way too much for this car and I’m not going to buy it at that price. Period. I said: get the APR down and I’ll buy the car. He kept telling me it wasn’t possible and I said okay…I won’t buy it.

But then he was like wait…lemme run the numbers. And ta da! He came back with the right APR. Also zero down. And payments lower than my target.

This whole process took 5 hours.

Moral of the story:

- know as much as you can before going to a dealership so you can focus on the numbers - know your credit score so you know what your APR should be - get approved through an independent bank for a loan so you have leverage to negotiate with a better rate from the dealer - don’t focus on monthly payments. Times that by the amount of months so you know what you’re REALLY paying - threaten to walk because stuff magically happens at dealerships when you do lol

meirl

I don't have the patience to dig through all my old posts to find this, but I thought I'd share it again

okay but more of us need to say we are antifa - like if everyone who opposes fascism and trump just refers to themselves as antifa, its going to be harder and harder for moderates and conservatives to write it off as a “terrorist group.” 

i know people who are trump supporters. talking to them is the perfect opportunity to say “i’m antifa” or “i support antifa” watch them freak out and then follow up with: “antifa just means anti-fascism - it’s not an organization.. are you for fascism? because i’m anti-fascist.” 

i cant believe i have to say “normalize antifascism” but here we are

hi can we normalize the idea of choosing not to drink

Riz getting a job as a part time rogue TA at Agueforts after college. Like, Eugenia isnt going anywhere she's still the main teacher but he's there to help the kids with hands-on work maybe twice a week.

He's still got his detective agency going on the side, and sometimes disappears for a couple weeks for LPRTF stuff (Agueforts for sure has quest leave so its fine), but he's mostly hanging around to keep an eye on kids and other teachers just in case some go evil again.

There is a certain feeling of longing. Not sexual, not romantic, not specifically about anyone. Just a painful longing that has been destroying me. I want someone to cuddle. I want to have someone to call stupid pet names. I want someone who I can feel safe and vulnerable with. But, nobody knows what it is. Nobody who I have ever met has wanted to be my queer platonic partner, and I don't feel like this melancholy feeling will ever stop. I feel like I will never meet someone who wants to sit with me and play with my hair. This might sound stupid to others not experiencing this melancholy feeling, but to me, this feels more hurtful and more heavy than any romantic or sexual longing, because it has a feeling of unattainability. The feeling feels very bittersweet for some reason. It almost feels like something is so simple, but you specifically will never experience it. But, it is also beautiful in many ways, hence being bittersweet. I am sorry to the random strangers who come across my account with this post; this is not my normal content. As for my community, sorry for the venting and ranting.

INTERSEX IS NOT LGBT. IT’S A MEDICAL CONDITION. DON’T INCLUDE US IN YOUR COMMUNITY UNLESS WE ARE LGBT.

I AM LGBT AND INTERSEX. I AM NOT LGBT”QI…” THERE IS NO I. I AM SIMPLY LGBT. DON’T INCLUDE MY MEDICAL CONDITION INTO YOUR IDENTITY. YOU CANNOT BE DIAGNOSED WITH GAY. YOU CAN BE DIAGNOSED WITH INTERSEXISM. THERE’S A DIFFERENCE. WE HAVE OUR OWN COMMUNITY. STOP BEING SO INCLUSIVE. YOU’RE GONNA END UP INCLUDING FURRIES IF YOU INCLUDE US.

Hey, the ACLU is getting people to send letters to your Reps to have Congress pass the No Kings Act.

This act would make constitutional amendments to ensure that even sitting presidents are held liable for their actions. That NOBODY is above the law.

Their goal is 150k messages sent and at the time of writing this they're about 2.1k off from that goal!

ACLU gives you a prefilled message that you can edit to send to make the process easier, and will send it out for you.

action.aclu.org

Tell Congress: America Elects Presidents, Not Kings

The Supreme Court declared that criminal law doesn’t apply when you’re Donald Trump or any other president using the powers of the office. D

This only takes a few minutes!