Um Yes And I Never Know Who To Tag So Anyone Who Wants To Do This I Guess

In 3 weeks when I return from out of state I will announce the winners by random drawing and notify you to be asked what you would like drawn. 

Dame Archer kicks McDougal’s Scots ass there in the rain at the Washington Midsummer Renaissance Faire - August 11, 2018 - Photo by Douglas Herring

This is my new oc ( might become sona ) Mocha!

I was just messing around and made a design I was really proud of and liked so I wanted to turn her into a character of mine.

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Out of Touch

I’m going to give you the best piece of Adult Life Is Hard advice I’ve ever learned:

Talk to people when things go to shit.

I don’t just mean get it off your chest, although that’s good. I mean: Something’s wrong with your paycheck/you lost your job/you had unexpected emergency car repairs and now you’re broke so your credit card payment is late. Like, not just 15 days late. We’re talking, shit got crazy and now you’re 90 days late with compounded interest and late fees and the Minimum Payment Due is, like, $390, and you’ve got about $3.90 in your bank account. Call the credit card company. 

I know it’s scary. I know you feel like you’re going to get in trouble, like you’re gong to get yelled at or scolded for not having your life together. But the credit card company isn’t your parents; they’re just interested in getting money from you. And you can’t squeeze blood from a stone or money from someone who doesn’t have any. So what you do is you call them. You explain you’re experiencing temporary financial hardships, and you’re currently unable to bring your account up to date, but you don’t want to just let it get worse. Can you maybe talk to someone about a payment plan so you can work something out? Nine times out of ten you’ll be able to negotiate something so that at least it’s not just taking a constant, giant shit on your credit score.

- Can’t pay your power bill? Call the power company.

- Can’t pay your full rent? Talk to your landlord.

- Had to go to the hospital without insurance and have giant medical bills looming in your place? Call the hospital and ask if they have someone who helps people with financial hardships. Many do.

- Got super sick and missed half a semester of class because flu/pneumonia/auto-immune problems/depressive episode? Talk to your professor. If that doesn’t help, talk to your advisor.

You may not be able to fix everything, but you’ll likely be able to make improvements. At the very least, it’s possible that they have a list of people you can contact to help you with things. (Also, don’t be afraid to google things like, “I can’t pay my power bill [state you live in]” because you’d be surprised at what turns up on Google!) But the thing is, people in these positions gain nothing if you fail. There’s no emotional satisfaction for them if your attempts at having your life together completely bite the dust. In fact, they stand to benefit if things work out for you! And chances are, they’ll be completely happy to take $20 a month from you over getting $0 a month from you, your account will be considered current because you’ve talked to them and made an agreement, you won’t get reported to a collections agency, and your credit score won’t completely tank.

Here’s some helpful tips to keep in mind:

1. Be polite. Don’t demand things; request them. Let me tell you about how customer service people hold your life in their hands and how many extra miles they’ll go for someone who is nice to them.

2. Stick to the facts, and keep them minimal unless asked for them. Chances are they’re not really interested in the details. “We had several family emergencies in a row, and now I’m having trouble making the payments” is better than “Well, two months ago my husband wrecked his bike, and then he had a reaction to the muscle relaxer they gave him, and then our dog swallowed a shoestring and we had to take him to the emergency clinic, and just last week MY car broke down, and now my account’s in the negatives and I don’t know how I’m gonna get it back out.” The person you’re talking to is aware shit happens to everyone; they don’t need the details to prove you’re somehow “worthy” of being helped. They may ask you for details at a certain point if they have to fill out any kind of request form, but let them do that.

3. Ask questions. “Is there anything we can do about X?” “Would it be possible to move my payment date to Y day instead so it’s not coming out of the same paycheck as my rent?” The answer may be “no.” That’s not a failure on your part. But a good customer service person may have an alternate solution. 

Anyway! I hope that helps! Don’t just assume the answer is “no” before you’ve even begun. There is more help out there than you ever imagined.

Please Keep Signing! 

(New petitions in bold)

George Floyd - change.org

George Floyd - amnesty.org

George Floyd - colorofchange.org

Get The Officers Charged

Charge All Four Officers

Breonna Taylor - moveon.org

Breonna Taylor - colorofchange.org

Breonna Taylor - justiceforbreonna.org

Breonna Taylor - change.org

Breonna Taylor - thepetitionsite.com

Ahmaud Arbery - change.org

Ahmaud Arbery - change.org 2

Ahmaud Arbery - change.org 3

Justice for Oluwatoyin Salau

Pass The Georgia Hate Crime Bill

Defund MPD

Life Sentence For Police Brutality

Regis Korchinski - change.org

Tete Gulley - change.org

Tony McDade - change.org

Tony McDade - actionnetwork.org

Tony McDade - thepetitionsite.com

Joao Pedro - change.org

Julius Jones - change.org

Belly Mujinga - change.org

Willie Simmons - change.org

Hands Up Act - change.org

National Action Against Police Brutality

Kyjuanzi Harris - change.org

Alejandro Vargas Martinez - change.org

Censorship Of Police Brutality In France

Sean Reed - change.org

Sean Reed - change.org 2

Kendrick Johnson - change.org

Tamir Rice - change.org

Tamir Rice - change.org 2

Fire Racist Criminal From The NYPD

Jamee Johnson - organizefor.org

Darius Stewart - change.org

Darius Stewart - moveon.org

Abolish Prison Labor

Free Siyanda - change.org

Chrystul Kizer - change.org

Chrystul Kizer - change.org 2

Andile Mchunu (Bobo) - change.org

Eric Riddick - change.org

Amiya Braxton - change.org

Emerald Black - change.org

Elijah Nichols - change.org

Zinedine Karabo Gioia - change.org

Angel Bumpass - change.org

Sheku Bayoh - change.org

Angel DeCarlo - change.org

Sandra Bland - change.org

Sherrie Walker - change.org

Darrien Hunt - change.org

Cornelius Fredericks - change.org

Elijah McClain - change.org

James Scurlock - change.org

Darren Rainey- change.org

Kendrick Johnson- change.org

Darrius Stewart- change.org

LaVena Johnson- change.org

Kenneka Jenkins- change.org

Sam Dubose- change.org

Philando Castile- change.org

Philando Castile - signmoveon.org

Natasha McKenna- change.org

Freddie Gray- change.org

The Freddie Gray Law - Assess, Treat, and Safely Transport -signmoveon.org

Samuel DuBose- change.org

Kimani Gray- care2petitions 

Kenneth Chamberlain Sr- signmoveon.org

Sean Bell- change.org

Jennifer Jeffley- change.org

Oliver Campbell- change.org

Bruce Greenway- change.org

Dominique Fells - change.org

Rayshard Brooks - change.org

Alfred Wright - change.org

Mubarak Soulemane- change.org

Byron Williams- change.org

Mitrice Richardson- change.org

AJ Mitchell (a boy with autism) - change.org

Merci Mack- change.org

Lakeith Smith + A’Donte Washington- change.org

Malik Thomas- change.org

Matthew Tucker- change.org

Malik Williams (paraplegic man shot at 84 times)- change.org

http://www.pb-resources.com/

https://blacklivesmatters.carrd.co/

PLEASE REBLOG! THIS IS AN UPDATED LIST! 

DON’T IGNORE US!

*You don’t need to donate to change.org, donate directly to the families. Also if there’s a problem with a petition (or you have a petition I should add), please dm me instead of reblogging so I can fix it faster.*

this is true

Be careful princess  🌸

this is fantastic now children in Puerto Rico wont be able to receive the education they deserve thanks to their messed up government