Introduction

Introduction

Hello! If you've found your way to this blog, congratulations! Or condolences, if the circumstances that brought you here suck. Either way, welcome!

I am someone who works in the health insurance field (and will be remaining anonymous due to my obligations to my employer), so I've got some insider tricks. Not only that, I have multiple chronic conditions which means I've dealt with insurance from both ends.

The purpose of this blog is to help people (Americans, mostly) understand health insurance, how it works, and how to make it work for you.

All this to say, I see a lot of bullshit in my day to day life. I watch people pay more than they should or not receive the care they need because of a lack of understanding and knowledge.

I want to change that, one person at a time.

Below the cut are important posts and resources for basic information. Always feel free to write an ask if you don't see your question answered or want more detail.

**Disclaimer: No information on this blog is legal or medical advice. This is meant to be a resource for common questions or problems people run into. All information on this blog is generalized, and may not apply to your health insurance policy. This is based solely on my experience and is not binding information. The information here does not reflect the opinions or policies reflected by my employer. Always consult a medical professional for health questions, your insurance policy for benefit/claims questions, or a lawyer for legal advice.**

Basic Terminology

Types of Insurance Plans

Calling Your Insurance

So you want to make a doctor appointment...

Preventative vs Routine Services

Investigate Your Providers

Medical Malpractice/Lawsuits

What the &$#* is a claim?

My claim got denied...now what?

How to Pay Your Bill

Collections Agencies and Credit Scores

Medical Binder

HIPAA Part One

Resources:

United States Preventative Services Task Force

Healthcare.gov Preventative Services

More Posts from Ibs-qveen and Others

6 months ago
This Is Very Important...

This is very important...


Tags
psa
8 months ago

what are your thoughts on ibs diagnosis

78% of people reporting to ERs due to IBS have chronic gastritis.

population studies on microscopic colitis are rare, but have found that rates are much much higher on a population level than previously assumed

the symptoms labeled as ibs (diarrhea and constipation with no obvious flags for inflammatory bowel disease) are often treated as an issue of simple dietary intolerances, or as a psychosomatic condition, and people with ibs are told to follow various diets, or to "reduce stress."

these diets tend to be high fiber, which could literally kill someone whose actual issue is gastroparesis, or could severely aggravate microscopic colitis. i know that when i was trying to eat high fiber, my symptoms were completely unmanageable, and switching to a low fiber diet is the only thing that's helped at all. the food intolerance stuff can be really helpful for people who do have rare food intolerances, but for people who actually/also have autoimmune gastritis, it wastes time that could be spent monitoring for gastric atrophy, metaplasias, and precancerous lesions.

the worst part of this is that things like microscopic colitis and h-pylori related chronic gastritis are treatable, either with steroid medication or antibiotics to kill the h-pylori. but if you're dismissed with "dietary changes" or "reduce stress," then you're not getting treated for conditions that can cause really serious tissue damage and increase your cancer risk.

basically ibs is a "fuck you get out of my office" diagnosis


Tags
ibs
7 months ago
Time To Order Your Free Covid Tests:

Time to order your free Covid tests:

http://covidtests.gov


Tags
1 year ago
Paging Dr. House: A Medical Mysteries Reading List - Longreads
Once upon a time, I wanted to be a doctor. Never mind my terrible grades in all things science. Never mind that I decided this in my second year of college, after deciding that the music school that I’d wanted for years wasn’t for me. It was 2006. It was the age of Dr. Gregory […]

I love a good medical drama. My mother, a nurse, raised me on ER and General Hospital, always pointing out all the plot lines that “would never happen in real life” but were really cool to watch on TV. My mother credits ER with pushing her toward her decades-long career in the operating room. So when I, a poor lost college sophomore who had gone to school to play French horn (French horn!) and found it wasn’t what I thought it would be, I did what I knew best to do and turned to TV. And on TV, I found House.

House had it all: a painkiller-addicted doctor with a smart mouth and a slap-worthy face, medical mysteries solved via CSI-style case-of-the-week format, and a beleaguered crew of sidekick physicians whose instincts were never quite as good as House’s. I would spend each episode studying the setup and trying to unravel what the medical culprit could be before the ultimate reveal. Instead of realizing that what I might want to be was a writer with a good plot, I missed the mark and decided I wanted to be a doctor.

Want to feel like you’re watching House, M.D. this Tuesday morning? Dig into Lisa Bubert’s new reading list on medical mysteries!


Tags
8 months ago

Everyone with gi issues deserves a kiss on the forehead right now


Tags
gi
1 year ago
And Ibs Otter, Which I Made Mostly For Me Lol. I Really Want Her Name To Start With Cy…. Cypres….

and ibs otter, which i made mostly for me lol. i really want her name to start with cy…. cypres…. cyril….. hmm


Tags
9 months ago

it shouldn't be a controversial take but:

disabled people are allowed to hate being disabled


Tags
psa
4 months ago
Chronic Pain Things😎

Chronic pain things😎

1 year ago
April Is IBS Awareness Month. If You Have Irritable Bowel Syndrome (IBS), You Are Not Alone – IBS Is

April is IBS Awareness Month. If you have irritable bowel syndrome (IBS), you are not alone – IBS is common with prevalence estimated at 10% to 15%. Yet many people remain undiagnosed and unaware that their symptoms indicate a medically recognized disorder.


Tags
ibs
10 months ago
ibs-qveen - chronic illness

Tags
Loading...
End of content
No more pages to load
  • ibs-qveen
    ibs-qveen reblogged this · 1 year ago
  • almostdeepestconnoisseur
    almostdeepestconnoisseur liked this · 1 year ago
  • weirdmageddon
    weirdmageddon liked this · 1 year ago
  • cheezbot
    cheezbot liked this · 1 year ago
  • health-insurance-struggles
    health-insurance-struggles reblogged this · 1 year ago
ibs-qveen - chronic illness
chronic illness

60 posts

Explore Tumblr Blog
Search Through Tumblr Tags